Set up in an afternoon. Then it runs itself.

Three steps. The first two happen once; the third is a number you read on a Monday.

Step 1

Connect your accounts

Almanac reads 18 months of transactions so it can see an annual cost twice and confirm the cycle rather than guess it. Bank connectivity would be handled by a third-party data aggregator, and coverage varies by institution1.

Step 2

Confirm what repeats

Almanac proposes the costs it found. You keep the ones that are real and drop the rest. Switch one off and the year rebuilds beside you.

  • $1,400 each time
  • $620 each time
  • $1,200 each time
  • $500 each time

Weekly number: $153

Year dial data, by month
MonthComing inGoing outLeft overNote
January$5,200$5,920−$720Quarterly tax, Software renewals due this month
February$5,200$3,900$1,300Nothing unusual planned
March$5,200$3,900$1,300Nothing unusual planned
April$5,200$5,300−$100Quarterly tax due this month
May$5,200$3,900$1,300Nothing unusual planned
June$5,200$5,300−$100Quarterly tax due this month
July$5,200$3,900$1,300Nothing unusual planned
August$5,200$5,100$100Laptop fund due this month
September$5,200$5,300−$100Quarterly tax due this month
October$5,200$3,900$1,300Nothing unusual planned
November$5,200$3,900$1,300Nothing unusual planned
December$5,200$4,400$800Holiday gifts due this month

Step 3

Follow the weekly number

Every Monday, one amount. Set it aside wherever you keep savings. Almanac tracks which cost each week is filling, so you can see that October is covered before October arrives.

Questions about setup

See the three steps with real numbers.

The demo runs the whole flow on sample data. Nothing is connected or saved.