Privacy — Almanac

What would be collected

In plain language: Transaction history, the plan you build from it, and basic account details. Nothing else.

In a live product, Almanac would receive transaction history and account balances from a third-party data aggregator, together with the account details you enter directly: an email address, a display name, and your billing plan.

Almanac would not collect government identifiers, credit reports, employment records, or location data, because none of those are needed to divide a year's irregular costs by fifty-two.

How it would be used

In plain language: To find costs that repeat, build your plan, and send the weekly amount. Not to advertise.

Transaction history would be used to detect recurring costs, estimate their next occurrence, and calculate the weekly amount. Aggregated and de-identified figures would be used to improve that detection.

Data would not be sold, rented, or shared with advertisers. There would be no advertising product.

Who it would be shared with

In plain language: The aggregator that reads your bank, the payment processor, and infrastructure providers. That is the list.

A third-party data aggregator would hold your bank credentials and provide read-only transaction access. A payment processor would handle subscriptions; Almanac would never see full card numbers.

Infrastructure providers would host the service under contracts limiting them to processing data on Almanac's instructions.

How long it would be kept

In plain language: Transactions are deleted within 30 days of disconnecting. Your plan stays until you delete the account.

Disconnecting an account would revoke aggregator access immediately and queue stored transactions for deletion within 30 days. Your plan and its history would remain readable until you delete the account, at which point both would be removed within 30 days.

Backups would be purged on their own rolling schedule, not longer than 90 days.

Your rights

In plain language: Access, export, correct, or delete anything held about you, at any time.

You would be able to export your data as CSV, correct any detail from settings, and delete your account without contacting support. Requests made by email would be answered within 30 days.

Contact

In plain language: There is no real contact address, because there is no real company.

Almanac is a fictional brand built for a web designer's portfolio. A live product would name a data controller, a postal address, and a supervisory authority here.